Platinum Insurance Plans For Healthcare

This slightly higher monthly rate, though, is balanced by lower annual deductibles and the health plan covers a greater percentage of your medical costs when you receive care. This is an ideal plan if you want more coverage for routine care and you are willing to pay a slightly higher monthly premium than the bronze plan.
In addition, if you qualify for cost-sharing reductions such as lower deductibles, copayments, and coinsurance, you can only receive these benefits by enrolling in a Silver health plan.